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  • Why Buyers Choose Michael Travers - Why homebuyers looking for a real estate agent in the Boston, Cambridge, Brookline, Watertown and Brighton area choose Michael Travers.

  • Latest Listings - Get Michael Travers's latest Boston, Cambridge, Brookline, Watertown and Brighton listings of homes for sale first!

  • Find Your Perfect Home - Michael Travers will search for your ideal home and email you the newest Boston, Cambridge, Brookline, Watertown and Brighton MLS listings of properties in Suffolk, Norfoll, Middlesex County MA.

  • First Time Homebuyers - Are you a first time homebuyer in Boston, Cambridge, Brookline, Watertown and Brighton, MA? Choose a top real estate agent. Michael Travers can guide your home buying search.

  • Mortgage Prequalification - Pre-qualify for a mortgage or loan for your Boston, Cambridge, Brookline, Watertown and Brighton house or other real estate or property.

  • Go to Main Sitemap - Main sitemap sections include Find Boston, Cambridge, Brookline, Watertown and Brighton Homes, For Home Buyers, For Home Sellers, Boston, Cambridge, Brookline, Watertown and Brighton Information, Real Estate Resources, and About Michael Travers.

 

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Real Estate Tips
First Time Buyers >Credit Card Common Sense

If you are buying a home for the first time, you need to establish a reasonably good financial foundation before a lender will approve you for a mortgage loan. Lenders look for a good credit rating, sufficient funds to make the initial down payment and pay the closing costs, and a stable employment situation.

People who have just qualified for a mortgage loan are usually in better-than-average financial shape. If you have recently purchased a new house, don't be surprised if you receive numerous offers from retail stores and other credit card companies offering you pre-approved revolving credit.

Be careful about accepting these offers! New home owners often use most of their savings in the process of financing the transaction, and they need everything from linens to furniture to get settled in the home. With all of the immediate credit available, it may be very tempting to just say "charge it." If you're not careful, you could be "up to your ears" in debt very quickly. It takes discipline to reach the goal of home ownership--and it takes that same kind of discipline to maintain financial health after you leave the closing table.

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Real Estate Trivia
Q 
What is the world's tallest monument?

A 
The stainless steel Gateway Arch in St. Louis, MO, designed by architect Eero Saarinen and costing $29 million to build, is 630 feet high.
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Michael Travers, REALTORŪ, real estate agent and broker for Boston, Cambridge, Brookline, Watertown and Brighton, Massachusetts home listings, property and land for sale

Michael Travers
Vanguard Realty

317 Washington St.
Brighton, MA 02135
617-686-3485
Fax: 617-395-5818
michaeltravers@BestImageAgent.com


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